Since February 2004, D R Horton has received certified, return receipt notification of predatory lending occurring in Southern Nevada.  The Board of Directors have received dozens of such communications through their three in-house chief counsels, David Morice, Paul Buschachter and Ted Harbour.  On the Horton Board of Directors at that time was Francine Neff, a former United States Treasury Secretary whose job with the federal government was to safeguard the integrity of US currency and prevent counterfeiting.  From 2001-2006, she was very likely very knowledgeable regarding Federal Banking Laws as well as RESPA, Antitrust and RICO.  To claim that the Board inclusive of Tomnitz and Neff, had no knowledge of USPS certified delivery of very specific information regarding fraud and predatory lending is disingenuous to say the least.  http://sec.edgar-online.com/2005/12/14/0000950134-05-023093/Section3.asp

The discovery in Nevada yielded dozens of defrauded consumers.  Discovery outside of Nevada has uncovered hundreds more.  Their testiminials are listed within 150 pages of content at www.drhortonsucks.info.  Consumers from Florida to Arizona to California have had similar grievances regarding D R Horton's deceptive business practices which lure consumers into contracts with promises of low rates and incentives.  Once under contract, Horton requires substantial money deposits which 'can be forfeited at their discretion,' and for nearly any reason or circumstance which only they control.  Promised low interest rates have been inflated making the home's ownership unaffordable, or incentives have been retracted often immediately before the closing.  Consumers were then left with the choice of forfeiting substantial cash deposits and the home, or paying the fraudulent upcharges and not getting other promised incentives.  These schemes have been discovered up to and including October 2007.  The confirmed and acknowledged notice of the rampart nationwide fraud by Donalds Tomnitz and Horton is displayed under the 'Demand on Board' tab at the bottom.  Everything needed to federally indict is available on just that page.

The discovery in Nevada yielded the corruption of a government official and is documented with 50 scanned official communications and admissions found at www.drhortonfraud.com.  The discovery of the nationwide fraud has resulted in severe USC Title 18 retaliatory action by D R Horton Inc. at the direction of the Board and by their in house and private litigation counsels.  The breaches of ethical duties, court room perjury, conflicting admissions, and attempted cover up through coercive means, including the use of force and fear, are documented with an additional 50 scanned incontrovertable evidentiary postings at www.drhortoncouldhavekilledme.com.  An additional 50 records document the perjury by their 4 teams of attorneys.  These scanned official documents are located at www.drhortonconfidential.com.  All this information has been publicly displayed for the benefit of class action and plaintiffs' attorneys nationwide, as well as state and federal enforcement agencies from coast to coast. 
THE COMBINED 150 PUBLICLY ACCESSIBLE OFFICIAL DOCUMENTS AND 500 CONSUMER TESTIMONIALS SHOULD NOW BE SUFFICIENT TO SHOW THE PATTERNS OF RACKETEERING ACTIVITY, ALSO KNOWN AS RICO, BY THE D R HORTON CORPORATION.......................YOU ALL BE THE JUDGES.
Federal Court actions regarding TILA, RESPA, predatory lending and deceptive business practices are springing up like mushrooms across the nation.  Go to the lawyers tab for a list.